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Glossary
5 Factors Deciding Your Credit Score

Credit scores range between 200 and 800. Scores above 620 are considered desirable for obtaining a mortgage. These factors will affect your score.

  1. Your payment history. Whether you paid credit card obligations on time.
  2. How much you owe. Owing a great deal of money on numerous accounts can indicate that you are overextended.
  3. The length of your credit history. In general, the longer the better.
  4. How much new credit you have. New credit, either installment payments or new credit cards, are considered more risky, even if you pay promptly.
  5. The types of credit you use. Generally, it's desirable to have more than one type of credit—installment loans, credit cards, and a mortgage, for example.

For more on evaluating and understanding your credit score, go to http://www.myfico.com.


Copyright 2005 Idaho County Properties - Lloyd Welborn - All Rights Reserved - Real Estate Websites
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» Listings
South Fork River Frontage - $710,000.00 Russell Ridge Farm - $640,000.00
80 Acres Lukes Gulch Road - $499,500.00 124 Butcher Creek - $479,500.00
Russell Ridge 230 - $460,000.00 Old Stites Road - $450,000.00
Salmon River View Property - $400,000.00 Wilderness Mountain Retreat - $398,000.00
Southern Country - $369,000.00 Craftmans Home - $359,000.00
Red River Lodge - $325,000.00 Gorgeous Keuterville Acreage - $299,000.00
Horseman's Paradise - $298,000.00 Recreational-Cabin and 30 Acres - $290,000.00
PERFECT Retirement Home - $283,900.00 Custom Log Home - $279,500.00
Auto Repair / Resale Lot - $279,000.00 Winchester Lodge - $275,000.00
Woodland Acres - $269,000.00 Outdoorsman’s Paradise Adjacent to Nat'l Forest - $268,750.00
109 Windmill Creek - $249,500.00 1873 Benedict Road - $249,500.00
213 Margo Lane - $249,500.00 3 Ponds, Stream, Timber...PARADISE - $234,000.00
705 Grangeville Salmon Road - $229,000.00 Great Mini Farm - $218,000.00
New Price! Beautiful Views! Huge Shop! - $211,900.00 Russell Ridge with 10 Acres - $210,000.00
823 Elk - $197,500.00 Cabin on 15 Acres Adj. Nez Perce Nat'l Forest - $190,000.00
117 Valley View - $188,000.00 Wooded Acreage Near Lewiston Idaho - $169,900.00
624 Dawn Drive - $169,000.00 Westlake/ Agnew Road - $165,000.00
80 Acres - $160,000.00 Prairie View - $160,000.00
Beautiful Home Sites - $159,000.00 Southside Victorian - $149,500.00
605 North College - $149,500.00 Turn Key Home! Lots of updates! - $138,000.00
MOVE IN READY- UPDATES GALORE!!! - $134,000.00 Craigmont Homestead - $129,900.00
Peach of a house - $129,500.00 Camas Prairie Mini Farm - $125,000.00
410 McBeth - $124,500.00 Lots of NEW in this Large Victorian Home - $124,500.00
507 N Mill - $119,900.00 119 E South 4th - $119,000.00
Great Shop and Location - $115,000.00 Great Building Acreage - $110,500.00
Valley View - $109,500.00 Woodland Homestead - $109,000.00
15 Acres adjacent to Nezperce National Forest - $100,000.00 410 Division - $98,500.00
WOW! Incredible 8 acre piece - $97,500.00 Old Homestead Acres - $90,000.00
Fisherman's dream property - $89,500.00 Kretzmann Lukes Grade - $89,000.00
Hwy 7 View Acreage - $89,000.00 Just Like New - $85,000.00
Old Hwy 7 - Beautiful bare land - $79,900.00 Golden Hills - $79,800.00
10 of the finest - $79,500.00 Remodeled Home in Cottonwood - $79,500.00
Beautiful Bare Land - $79,500.00 White Tail Drive - $77,575.00
Vrieling Road - $72,500.00 American River Acres - $69,900.00
Kretzmann Lot A4 or Lot A5 - $69,500.00 Old Hwy 7 - Beautiful bare land - $65,900.00
Off the Grid-25 acres on Joseph Plains, build, hunt or get away, fronts county road & borders state land, seasonal creek & pond. - $62,000.00 Fisherman Acres - $59,900.00
5 Acres + Shop + Electricity-Grangeville - $58,750.00 5 acres with Fantastic Views - $55,000.00
White Tail Drive Lot A - $53,515.00 Clearwater View - $48,750.00
Lot 10 Schwam - $41,500.00 Meadow Grass Acres - $39,500.00
Golden Hills Lot - $39,500.00 Family home lot - $35,000.00
2.21 Acres City of Peck Near Lewiston - $29,900.00 Green Creek - $25,500.00
1.12 Acre with Well, Septic and Electric - $24,500.00 South Side Lot - $23,900.00
Residential or Business - $21,500.00